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Retirement and savings

Retirement Solutions: We offer a holistic solution across the whole retirement savings and income journey, working both directly with customers and through a wide range of employers.

Home Finance: Since 2015, we’ve helped people over 55 enjoy a more colorful retirement with our Lifetime and Retirement Interest Only Mortgages.

Financial Advice: Legal & General Financial Advice opened in 2019. Through it we offer advice on our range of later life mortgages and lending products, helping people find the right retirement lending.


UK Retail Protection: We’ve sold Life Cover since 1836 and are the UK’s number one individual life insurance provider. We also offer Critical Illness and Income Protection Cover.

UK Group Protection: We offer Group Life, Group Critical Illness and Group Income Protection for companies ranging from 10 person SMEs to corporates employing thousands.

US Protection: Our US companies, Banner Life Insurance Company and William Penn Life insurance Company, have been protecting Americans for more than 70 years.


Mortgage Services

Mortgage Club: We work with new and existing lenders to deliver great products, pricing and criteria, alongside affordability calculator SmartrFit, partner network SmartRefer and other tools.

Surveying Services: We offer a Digital Home Survey, plus Home Surveys Level 2 and 3. In 2021, What Mortgage Awards judged us “Best Surveying Service” and YourMortgage “Best Surveyor”.


Financial services: We make targeted investments in start-ups and scale-ups like financial wellbeing specialists SalaryFinance, insurance comparators and mortgage experts Smartr365.

Health: Health and Care helps customers understand, find and fund care through our Care Concierge online platform and phone support service.

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